modern merchant solutions

Financial Technology, Digital Marketing Solutions,

White glove support

Payments, Point of Sale Systems, Web & Graphic Design, Digital Marketing, CRM Systems.... We have the tools and support you need to run your business!

Payment Processing

We offer transparent credit card an e-check payment processing for your small business, cut out junk fees and save on your bottom line with straightforward and simple rates!

Point of Sale

Restaurant, Retail, Service, E-commerce. No matter what your business type or needs are we have a Point of Sale solution for you!

Digital Marketing & Online Presence Management

Customer Relationship Management, Email Marketing, Websites & E-Commerce, Social Media Management, Online Ads, AI Automation and much more! Customized plans for all business types and levels from startup to established businesses let us be your Local Digital Agency!

Our Mission

Financial Technology (Fin-tech) and Digital Marketing Solutions from a consultative approach.

Modern Merchant Solutions is a financial services and digital marketing company that provides businesses with innovative payment processing, digital marketing solutions to manage their business internally and their online presence & reputation externally. We are committed to providing guidance and transparency on point of sale solutions, payment processing, and digital marketing tools that we offer to help run and grow your business. We simplify these tools to help you step into the digital age of commerce. We tailor each product and service to meet our clients unique needs from startups to established business, our consultative approach is the Modern Merchant Solution. All the right Technology without sacrificing the Human Connection.


Fabulous Finds and Collectibles

- Brenda Allen


I was about to stop taking debit & credit cards all together, then I met Jacob the owner of MMS. He showed me that not all merchant services companies where out to FEE me to Death. Since moving to Modern Merchant Solutions, I have saved no less than $250.00 per month. That for a small business such as ours is a Blessing. I highly recommend Modern Merchant Solutions and Jacob any time!




- Randy Prause


As the owner of Modern Merchant Solutions, Jacob Underwood is a highly knowledgeable professional with exceptional technical expertise. He consistently demonstrates his commitment to follow through on his promises. He has successfully helped us reduce our expenses through his credit card processing services. Jacob has been instrumental in bringing substantial savings to our restaurant, which was burdened with high fees in the past. We wholeheartedly endorse Jacob for all your business needs and strongly recommend his services. - Randy Prause, Cafe Italiano Restaurant & Pizzeria


The Hungry Bear Cafe

- Bill Parker


Modern Merchant Solutions has saved us tremendously each month in credit card processing fees. Jacob has helped our Restaurant in all sorts of ways, from setting up our new Point of Sale System to really following through with local tech support. If you're looking for a new point of sale system but don't want to deal with a 1-800 number, we highly recommend Jacob and Modern Merchant Solutions! Great Company!

Proud Member of The Asheville Area chamber of Commerce

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